Acceptable Use Policy
This acceptable use policy sets out the terms between you and us under which you may access our website https://www.propp.online is a site operated by Love Finance (our site). This acceptable use policy applies to all users of, and visitors to, our site.
Your use of our site means that you accept, and agree to abide by, all the policies in this acceptable use policy, which supplement our terms of website use.
https://www.propp.online is a site operated by Love Finance ("We"). We are registered in England and Wales under company number 08103018 and have our registered office at 1 Calico Business Park Sandy Way, Amington, Tamworth, Staffordshire, B77 4BF.
Love Finance is authorised and regulated by the Financial Conduct Authority for certain types of consumer credit lending and credit related activities that are regulated under the Consumer Credit Act 1974 and by the Financial Services and Markets Act 2000
You may use our site only for lawful purposes.
You may not use our site:
You also agree:
Changes to the acceptable use policy
We may revise this acceptable use policy at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in this acceptable use policy may also be superseded by provisions or notices published elsewhere on our site.
https://www.propp.online is a site operated by Love Finance ("Love Finance").
Love Finance is committed to attaining the best standards of practice. Therefore, we have implemented appropriate procedures to protect your privacy and confidentiality.
We follow strict data security procedures in the storage and disclosure of your business' and your customer's information as required by the Data Protection Act 1998. For the purpose of the Data Protection Act 1998 (the Act), the data controller is Love Finance.
This policy contains definitions given in the Terms and Conditions of this website, which shall have the same meaning as given there, unless otherwise stated.
Use of Your Information
By using features of our site where you are required to provide personal details in respect of the customer (customer personal data) (means the person or persons named in a Proposal as the intended lessee of the Equipment), you confirm on behalf of your business that you have obtained in a fair manner the explicit and informed consent of the Customer to the processing by Love Finance and by prospective Third Party Financiers of all personal information obtained for the purposes of the application for credit finance and the Supplier will indemnify the Company from and against all claims, costs and complaints made in respect of the provisions of the Act.
Where you are required to provide personal details in respect of your business, including your colleagues (means the person or persons named in a Proposal as the salesperson introducing the lessee to us), you confirm on behalf of your business that you have the authority to do so and you agree to indemnify Love Finance from and against all claims, costs and complaints made in respect of the provisions of the Act.
Any customer personal data provided to Love Finance, whether now or in the future, will be used for the purposes of: fulfilling any requests for information; targeted marketing and/or surveys; dealing with our customer's feedback; quality assurance or research.
If you refer a joint applicant, such as a partnership, unincorporated association or a body corporate such as a limited company or LLP or charity, you must be sure that you have obtained consent from the customer to:
Once a search is completed this will be registered with the credit reference agencies against all applicants or partners.
If you refer a joint applicant, such as a partnership, unincorporated association or a body corporate, such as a limited company or LLP or charity, you confirm to us that you have obtained the relevant consent to authorise us to create an identity search against any partner/trustee/officer/director/shareholder (as so required) at the credit reference agencies.
An "association" between joint applicants and between your customer and anyone the customer tells you is their financial partner will be created at the credit reference agencies. This will link your customer's financial records, each of which will be taken into account in all future applications by either or both of them
If you refer a body corporate, such as a limited company or LLP, you have obtained consent from limited company or LLP to have authorised us to create a search against any director(s) (as so required) at the credit reference agencies. This search will be registered with the Credit reference agencies.
Where you are making the application on behalf of a body corporate, you must ensure that your customers fellow Directors/Shareholders are aware that a search at the credit references agencies will be undertaken. If any of your customers Directors/Shareholders do not consent to a personal credit search then please let us know by contacting us https://www.propp.online
It is important that you give us accurate information. We will check your customers details with fraud prevention agencies, and if they give us false or inaccurate information and we suspect fraud, we will record this.
We may undertake a search with Experian against each customer personal data regarding individuals, partner, director (or similar person) for the purposes of verifying their identity and for money laundering purposes. Experian may check the details of your customer you supply against any particulars on any database (public or otherwise) to which they have access. They may also use the details in the future to assist other companies for verification purposes. A record of the search will be retained.
For these purposes, we or they make further searches. Although these searches will be added to your customer's records, they will not be shared with others.
We, the credit references agencies and the fraud prevention agencies will also use your customer records for statistical analysis about credit, insurance and fraud
Fraud prevention agency records will also be shared with other organisations to help make decisions on motor, household, credit, life and other insurance proposals and insurance claims, for your customers. If your customer does not want to receive any marketing information they may write to us at any time to tell us not to send any more.
You agree that you have obtained explicit consent from your customer that we may:-
If your customer does not wish its data to be used in this way, or they wish to opt out of receive any marketing information from Love Finance, they may do so at any time by e-mailing Love Finance.
Alternatively, your customer can provide this request to us in writing at Love Finance, 1 Calico Business Park, Sandy Way, Amington, Tamworth, Staffordshire, B77 4BF.
All personal data is collected, held and used in compliance with the Data Protection Act 1998. Under that Act, you may request details of all personal data held by Love Finance. A small fee will be payable.
Disclosure of information
Love Finance is committed to providing the highest quality service and ensuring customer satisfaction. However should you feel that we have done something wrong, we welcome the opportunity to learn from this and would ask you to initially contact your account manager.
Should you ring one of the phone numbers your calls may be recorded to help us improve our service, to assist us in training, to evidence communication between us and in the interests of security. We also record some of the outgoing calls that we make for the above reasons. You may voluntarily give personal data to enable you to request information from us or provide feedback.
Love Finance takes all reasonable measures to ensure that the data it holds is accurate when collected and remains accurate during processing and storage. However, the Internet is an insecure medium, and as such the integrity and security of any personal data submitted over the Internet cannot be guaranteed during transmission.
Cookies are information packets sent by web servers to web browsers, and stored by the web browsers.
The information is then sent back to the server each time the browser requests a page from the server. This enables a web server to identify and track web browsers.
There are two main kinds of cookies, session cookies and persistent cookies. Session cookies are deleted from your computer when you close your browser, whereas persistent cookies remain stored on your computer until deleted, or until they reach their expiry date.
Love Finance uses session cookies on its site https://www.propp.online. Session cookies are cookies that expire at the end of a browser session that is when the user exits the browser. They allow websites operators to link the actions of users during a single browser session to allow them to use the website most efficiently. For example, session cookies enable a website to remember that a user has placed items in an online shopping basket. As these cookies are not usually stored beyond the browser session, they are usually considered less privacy intrusive.
Love Finance uses persistent cookies on its site https://www.propp.online. Persistent cookies are stored on the user's equipment between browsing sessions. They therefore enable the website to "recognise" the user on his return, to remember the user's preferences and to tailor services to them. The may also be used to track the user's browsing activity across different websites and to build up a detailed profile of his browsing behaviour for targeting advertising. For this reason, persistent cookies are generally considered to be more privacy-intrusive than session cookies.
Love Finance also uses strictly necessary cookies on its site https://www.propp.online. These are cookies that are required for the operation of a website. They include, for example, cookies that enable users to log into secure areas of a website
Love Finance also uses strictly Analytical/performance cookies on its site https://www.propp.online. These types of cookies allow providers to recognise and count the number of visitors and to see how visitors move around their website when they are using it. This assists providers in improving the way their website works, for example, by ensuring that users are finding what they are looking for easily.
Most browsers allow you to refuse or accept cookies. In Internet Explorer, you can refuse all cookies by clicking "Tools", "Internet Options", "Privacy", and selecting "Block all cookies" using the sliding selector. In Firefox, you can adjust your cookies settings by clicking "Tools", "Options" and "Privacy".
Blocking cookies will have a negative impact upon the usability of some websites.
INFORMATION ABOUT US
https://www.propp.online is a site operated by Love Finance ("Love Finance/We").
We are registered in England and Wales under company number 08103018 and have our registered office at 1 Calico Business Park Sandy Way, Amington, Tamworth, Staffordshire, B77 4BF, Telephone 0121 296 5273.
TERMS OF WEBSITE USE
Access to and use of our site both within the UK and Internationally is provided by Love Finance on the following terms:
You agree to this website for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of our site. Prohibited behaviour includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content or disrupting the normal flow of dialogue within our site.
Our site is owned by Love Finance and is protected by copyright and database rights. You acknowledge that all trademarks (registered or unregistered) used in providing this service shall remain the property of Love Finance at all times.
OTHER APPLICABLE TERMS
CHANGES TO THESE TERMS
Love Finance may change these terms from time to time and so you should check these terms regularly. Your continued use of this website will be deemed acceptance of the updated or amended terms.
If you do not agree to the changes, you should cease using our site.
CHANGES TO OUR SITE
We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that our site, or any content on it, will be free from errors or omissions.
ACCESSING OUR SITE
Our site is made available free of charge.
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our site.
YOUR ACCOUNT AND PASSWORD
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at https://www.propp.online
INTELLECTUAL PROPERTY RIGHTS
All copyright, trademarks, design rights, patents and other intellectual property rights (registered and unregistered) our site and all content (including all applications) located on it shall remain vested in Love Finance or its licensors (which includes other users). You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use our site content in any way except for your own personal, non-commercial use. You also agree not to adapt, alter or create a derivative work from our site content except for your own personal, non-commercial use. Any other use of this website content requires the prior written permission of Love Finance.
The names, images and logos identifying Love Finance or third parties and their products and services are subject to copyright, design rights and trademarks of the Love Finance and/or third parties. Nothing contained in these terms shall be construed as conferring any licence or right to use any trademark, design right or copyright of Love Finance or any other third party.
NO RELIANCE ON INFORMATION
The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up-to-date.
LIMITATION OF OUR LIABILITY
This website's content, including the information, names, images, pictures, logos and icons regarding or relating to Love Finance, its products and services (or to third party products and services), is provided "AS IS" and on an "AS AVAILABLE" basis.
To the extent permitted by law, Love Finance excludes all representations and warranties (whether express or implied by law), including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
Love Finance does not guarantee the timeliness, completeness or performance of the website or any of the content. While we try to ensure that all content provided by Love Finance is correct at the time of publication no responsibility is accepted by or on behalf of Love Finance for any errors, omissions or inaccurate content on our site.
Nothing in these terms limits or excludes Love Finance's liability for death or personal injury caused by its proven negligence. Subject to the previous sentence, Love Finance shall not be liable for any of the following losses or damage (whether such damage or losses were foreseen, foreseeable, known or otherwise) :
Love Finance does not warrant that functions available on our site will be uninterrupted or error free, that defects will be corrected, or that our site or the server that makes it available are free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.
UPLOADING CONTENT TO OUR SITE
Whenever you make use of a feature that allows you to upload content to our site, you must comply with the content standards set out in our Acceptable Use Policy.
You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.
Any content you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such content for any purpose.
We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.
We have the right to remove any posting you make on our site if, in our opinion, your post does not comply with the content standards set out in our Acceptable Use Policy.
The views expressed by other users on our site do not represent our views or values.
We do not guarantee that our site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
LINKING TO OUR SITE
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
The website in which you are linking must comply in all respects with the content standards set out in our Acceptable Use Policy.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to our site in any website that is not owned by you.
Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.
We reserve the right to withdraw linking permission without notice.
If you wish to make any use of content on our site other than that set out above, please contact Love Finance.
THIRD PARTY LINKS AND RESOURCES IN OUR SITE
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only.
We have no control over the contents of those sites or resources.
To contact us, please email Love Finance.
Thank you for visiting our site.